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Standard Home Loans
A home loan with options to suit you
A standard home loan lets you tailor your loan to suit your needs. You can select a standard variable interest rate loan (the variable interest rate generally moves in line with market changes) or fix your mortgage for a selected period of time.
Standard variable rate home loans
The standard variable rate home loans are the most popular with additional options and flexibility such as redraw and extra repayments. With the range of features available for this type of loan, it can potentially help you to reduce the overall term and cost of your loan. However, they can also be risky in a rising interest market if the loans have been overcapitalised.
Standard fixed rate home loans
This makes budgeting easier as you will have the security of the same monthly repayment over the period you choose. At the end of the fixed period, you can generally choose to continue with another fixed rate, or switch to the standard variable rate.

Both the fixed and variable rate loans can be combined through a split rate loan to increase your available options.

Why don't you let the experienced finance professional, Garry, assist you in deciding which loan best suits your financial needs - and see how much you can save!
For more information contact GARRY BILLETT
Phone: 02 9817 8230
Mobile: 0418 963 626
Email: gbillett@bigpond.net.au
© 2009 Business Trade Franchise Finance Pty Ltd - ABN 97 085 495 334. Australian Credit License No 388366.
Garry Billett is a member of the Mortgage and Finance Association of Australia (MFAA).
Garry Billett is a Justice of the Peace.
This advice was prepared without taking into account your objectives, financial situation or needs. Before acting on this advice you should consider if it's appropriate. It is a guide only and does not take into consideration your personal financial circumstances.